Author: Darren Foster

Strategic Financial Advice

Whether your goal is to pay off your mortgage or holiday each year, you are more likely to succeed with a plan of action!

If you’ve paid off your home, have a healthy stash of super and take an overseas holiday each year, you’ve made it financially. That’s the view of many Australians according to recent research.

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Strategic Financial Advice

Ways to manage your debt leading up to and during your retirement

While most Aussies had planned to retire at age 65, the reality is that around a quarter of us are expecting to delay our retirement. The most recent Retirement and Retirement Intentions survey data released by ABS in 2015 found the number of people aged 45 and over who intend to retire later than age 65 is 23%, compared to only 8% of people surveyed in 2004-051.

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Strategic Financial Advice

Global political risks one year on from Brexit – what have we learned?

Leave Campaign wins the Referendum. It's now 12 months since the British voted to leave the European Union, an event that some saw as setting off a domino effect of other European countries looking to do the same.

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Strategic Financial Advice

Market Update – January 2017

Market and Economic Overview.

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Strategic Financial Advice

Why insurance is important – real benefits for you and your family

Insurance is all about protecting what you have now and what you need to have in the event of the unexpected. As you travel through life, the protection you need is likely to change. The key to selecting the right insurance is understanding your present needs and making sure you have both the right sort and level of cover.

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Strategic Financial Advice

How super contributions caps work

One of the most tax-effective ways to boost your retirement savings is to put additional money into your super – and once you know how the caps on super contributions work, you can take advantage of the available tax concessions.

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Strategic Financial Advice

2017 assets test changes – what you need to know

Changes to the assets test have come into effect as of 1 January 2017 and could impact anyone who qualifies for the age pension. If you are currently 65 years of age or more, you must undergo an income test and an assets test in order to determine whether you are eligible to receive an age pension payment from the Federal Government.

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Strategic Financial Advice

How to cope with losing independence

If you or a loved one is experiencing a loss of independence, you may be able to maintain a sense of control.

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Strategic Financial Advice

What financial records do I need to keep?

Ever feel like you're drowning in a sea of paper? Tame the paperwork today and reap the rewards tomorrow. Life can be complicated enough without all the administrative paperwork that often accompanies it. This is particularly true when it comes to your personal finances.

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Strategic Financial Advice

Negative gearing – smart strategy or risky business?

Property is always a hot topic of conversation whether it’s on the news media or at backyard barbeques, everyone seems to be talking property prices.  Fuelling the conversation is the news that property prices in Melbourne and Sydney reached new peaks last September. 

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Strategic Financial Advice

Your top five New Year’s financial resolutions

Overspent in 2016? Here’s how to put your finances back on track – and even get ahead.

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