Author: Darren Foster

The end of the financial year is a good time to think about how you could grow your super and start saving for retirement. Here are some options you could consider to help your super work harder for you.

The subdued inflation print for the March quarter brought forward expectations of an interest rate cut in Australia.

Franking credits and the uplift in income they deliver are crucial for every retiree’s investment strategy.

As the old saying goes, there are only two things certain in life: death and taxes.

The most recent Intergenerational Report for instance, projected that the number of Australians aged 65 and over would more than double by 2055, compared with 2015.

Australians owe a total of $45 billion in credit card debt, and about half of us continue to make low repayments and remain in debt month after month.

Your contributions can be made in two ways – by cash or an asset (known in the trade as ‘in specie’ contribution).

It makes the world go around, but money can be the source of serious problems among couples, in some cases leading to total relationship breakdowns.

In times like these, it is important to understand the causes of market movements and how to minimise your risk.

Many retirees are now less confident about this source of support, as a growing number of baby boomers are retiring and the number of working people to support them is not keeping pace.

The manufacturing PMI survey – a useful gauge of activity levels in the sector – came in below the 50 level; indicating challenging conditions.

The final report of the Hayne Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry contains 76 recommendations all of which the Federal Government and Labor say they will support and implement.