Author: Darren Foster

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Strategic Financial Advice

Super Guarantee And Salary Sacrificing: The Changes That May Benefit You

From 1 January 2020, the law generally requires an employer to contribute 9.5% of an employee’s ordinary time earnings (OTE) base.

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Strategic Financial Advice

Making Sense Of Medicare And Your Tax Obligations

To help pay for the public health system which we call Medicare, you’re required to pay a 2 percent Medicare levy as part of your income tax.

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Strategic Financial Advice

Is One Million Dollars Enough To Retire On?

Well, it depends. If you’re happy to spend less, then it may be enough.

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Strategic Financial Advice

February Market and Economic Overview

The Australian dollar depreciated quite sharply in January, recording its worst monthly performance for more than two years.

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Strategic Financial Advice

The Coronavirus and its impact on markets

This situation is evolving. At this stage, share markets have been hit, especially in Asia on concerns around the impact of the virus.

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Strategic Financial Advice

Financial Review of 2019 & Outlook for 2020

2019 saw growth slow, recession fears increase and the US trade wars ramp up, but solid investment returns as monetary policy eased, bond yields fell and demand for unlisted assets remained strong.

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Strategic Financial Advice

Do falling markets signal a good time to open an SMSF?

By taking charge of your investment selection and asset allocation, there may be the perception that you could outperform your retail or other super fund.

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Strategic Financial Advice

The search for dividend yield in a low-growth environment

Investors have faced a low-growth environment with low yield for some time now and this does not appear to be changing anytime soon.

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Strategic Financial Advice

What assets can you have before losing your pension

If the assets test is harsher, you should not lose sight of the fact that any reduction in your assets means there are fewer assets for you to call upon if required.

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Strategic Financial Advice

Tips for boosting retirement savings and investments in a lower-for-longer world

Unfortunately, there is no magic tonic for the situation and retirees should be wary of anyone claiming to have one.

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Strategic Financial Advice

Putting a value on your potential

Put simply, protecting your greatest asset – your ability to earn an income – just makes good sense.

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Strategic Financial Advice

Going solo in retirement

While divorce rates have fallen in Australia in recent years, there is one age group where it’s becoming more common.

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