Author: Darren Foster

Blog, Strategic Financial Advice

Superannuation And Separation: Who Keeps The Money?

A superannuation agreement can be put in place before, during or after your relationship, as part of a broader ‘binding financial agreement’. This agreement can specify how super is to be split upon separation or divorce.

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Strategic Financial Advice

Economic Update August 2018

An update on the Australian and global economic environment.

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Strategic Financial Advice

Role-Reversal: When Your Parents Are Relying On You

In the later stages of life, many seniors want to stay independent for as long as possible, but there usually comes a time when they need more support. So how can you do more for your parents to keep them safe and comfortable, without taking away their sense of independence and dignity? Here are some practical tips to guide you through the process and minimise stress for everyone involved.

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Strategic Financial Advice

Retire On Your Own Terms

Retirement should be the start of a new chapter in your life – perhaps the most exciting of all. The big question, of course, is how you pay for it without a regular pay cheque. A simple way to think about retirement income is by splitting your needs into two parts:

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Strategic Financial Advice

New Rules To Benefit Those Downsizing For Retirement

Australians aged 65 and over who are downsizing for retirement can now contribute the proceeds from the sale of their main residence (up to $300,000) into super.

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Strategic Financial Advice

How To Spend More To Save

The old saying “penny wise, pound foolish” couldn’t ring truer than in today’s throw-away world of overconsumption and excessive production of disposable items.

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Strategic Financial Advice

Could Your Home Deposit Be Helped By Your Super?

It’s no secret that saving for a house is tough. Raising the money for a deposit can seem to take forever, even if you’re consistent with your savings plan. Want some good news? There’s a new way to save, and it’s called the Government’s new First Home Super Saver Scheme (FHSSS).

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Strategic Financial Advice

Who Is The Boss Of Your Super?

It’s tempting not to think too much about your super when retirement is still a long way off. After all, it’s growing just fine by itself … right? But the reality is, if you don’t take control now, you might be left with less than what you need when it’s time to put it to use.

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Strategic Financial Advice

What is Certainty Advice?

Advice is fundamentally a professional relationship, remunerated purely upon the value provided and never compromised by any incentive. Our advice is different.

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Strategic Financial Advice

Should the RBA increase interest rates?

It’s nearly two years since the Reserve Bank of Australia last changed interest rates – when it cut rates to a record low of 1.5% in August 2016. That’s a record period of inaction – or boredom for those who like to see action on rates whether it’s up or down.

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Strategic Financial Advice

Trade war risks are escalating – but a negotiated solution remains most likely

The threat of a full-blown trade war has escalated in the last few weeks with the G7 meeting ending in disarray over US tariffs on imports of steel and aluminium from its allies and more importantly President Trump threatening tariffs on (so far at least) $US450bn of imports from China, and China threatening to retaliate.

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Strategic Financial Advice

Economic Update – May 2018

Market and Economic overview.

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