Author: Linda Hamilton

Lending & Finance

Is It A Good Idea To Manage Your Own Investment Property?

There are advantages and disadvantages to managing your own property. Let’s look at why you may want to do it yourself and why you might hire a professional.

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Lending & Finance

Refinancing Could Save You Thousands & Give You Flexibility

Refinancing is the process of replacing an existing loan with a new one. When it comes to home loans, it means your existing home loan is paid off and replaced with a new one.

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Lending & Finance

Overcapitalising: What It Is And How To Avoid It

As a home owner or property investor, you may have heard the term ‘overcapitalising’. But what exactly is it and why is it considered bad?

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Lending & Finance

Buying To Rent On Airbnb: The Pros And Cons

If you’re thinking of buying an investment property with the express purpose of listing it as a short-term rental, here are some things to keep in mind.

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Lending & Finance

A Simple Guide To Small Business Loans

Small business loans can be great when you need to get your brand up and running or cover unexpected expenses. However, it’s useful to understand the difference between the available options before committing to one.

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Lending & Finance

How Your Bank Calculates A Business Risk

Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you. 

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Lending & Finance

Six Mistakes Business Owners Make When Taking Out A Business Loan

A small business loan can be invaluable when you’re establishing your business or when an unforeseen setback occurs, but you don’t want a loan to be short-term gain and long-term pain.

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Lending & Finance

Here We Go Again – Out of Cycle Interest Rate Movements

A number of smaller banks have announced out of cycle rate increases over the past week, specifically ING Bank, ME Bank and Macquarie Bank. 

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Lending & Finance

RBA Leave Cash Rate On Hold

Amid speculation that the The Reserve Bank of Australia (RBA) is nearing a rates move, it has released its first rate call of 2019. 

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Lending & Finance, Property

Thinking About Buying Off The Plan? Read This First.

It’s really a matter of crossing your fingers and hoping for the best.

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Lending & Finance, Property

Towards 2019: What’s Next For The Housing Market?

Regional markets are booming, and apartments are gaining significant attention. The housing market will get interesting in the coming 12 months.

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Lending & Finance

RBA Leave Cash Rate On Hold

The RBA Board has left the official cash rate on hold for the 26th consecutive month at 1.50 per cent.

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