Author: Linda Hamilton

Lending & Finance, Tax Champion

The Terminator’s Lending Update

Linda Hamilton (or as we like to call her, The Terminator) has been in the Lending industry for over 20 years. She’s a whiz when it comes to home loans and rates, and she’s here to give you an update on the current lending environment.

Read more
Blog, Lending & Finance

CBA To Scrap Supergear Product

CBA will SCRAP their Supergear product, effective 12th October 2018. A decision to refine their product offering to become a “simpler, better bank” is their reasoning to exit the LRBA market.

Read more
Lending & Finance, Property

NAB Bucks The Trend

National Bank announced today that it will not change its Standard Variable home loan rate from 5.24% p.a.

Read more
Lending & Finance

Big Four To Implement Out-Of-Cycle Rate Hike

Westpac Bank will increase variable interest rates for both residential owner occupied and investment loans, despite the RBA keeping the cash rate on hold for the past two years at 1.5%.  The bank blames an increase in wholesale funding costs squeezing margins for the out-of-cycle hike.

Read more
Lending & Finance, Property

Separating With a Mortgage

When a couple breaks up, there are a lot of things to deliberate. Who gets to keep the slow cooker? How quickly can I get that ring up on Gumtree? Most importantly, what happens to the house…?

Read more
Lending & Finance

Family Planning: Applying For A Home Loan With A Baby On The Way

A new baby completely changes your life. Are you also prepared for how a new baby might affect your chances of buying a home? Here are some things to consider before you submit your application.

Read more
Lending & Finance, Property

Interest Rates Remain At Record Lows

NOW is the time to take advantage of these market conditions and negotiate your next property purchase.

Read more
Lending & Finance

Treat your investment property like a business and your tenants like clients

It’s important to look after the tenants in your investment property – it encourages them to stay long term and take care of your property. So how can you keep your tenants happy? By treating your property like a business and your tenants like valued customers.

Read more
Lending & Finance

Get the most out of refinancing

Everyone wants to pay less on their mortgage, and refinancing is one strategy to help lower your interest rates – but is it worth it? We take a look at how you can get the most out of refinancing.

Read more
Lending & Finance

Cash Rate on hold 1.5%

The RBA board has decided to leave the cash rate on hold at a record low of 1.5%.

Read more
Lending & Finance

Why it’s so important to review your investment loans now!

As a result of the “slow down” in investment lending combined with significant losses in market share, major and non-major banks and lenders who imposed heavy restrictions on investment lending are now again open for investment business.

Read more
Lending & Finance

How your bank calculates a business risk

Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you. Let’s break it down…

Read more