Here’s a confronting question: What would you do if the main breadwinner in your household could no longer bring in an income? Do you have a Plan B? Most people don’t. That’s where insurance comes in.
When it comes to arranging insurance it's important to decide what types of insurance are available to you and what you'll need for your particular life circumstances. From here you'll need to consider whether you should keep it inside your super fund or set it up separately.