Lending & Finance · Family Planning: Applying For A Home Loan With A Baby On The Way A new baby completely changes your life. Are you also prepared for how a new baby might affect your chances…
Lending & Finance · Get the most out of refinancing Everyone wants to pay less on their mortgage, and refinancing is one strategy to help lower your interest rates –…
Lending & Finance · Cash Rate on hold 1.5% The RBA board has decided to leave the cash rate on hold at a record low of 1.5%.
Lending & Finance · Why it’s so important to review your investment loans now! As a result of the “slow down” in investment lending combined with significant losses in market share, major and non-major…
Lending & Finance · How your bank calculates a business risk Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your…
Lending & Finance · How redraw works and why it’s a handy loan feature It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why:
Lending & Finance · ANZ Lending Update Effective 16 June, ANZ Bank will increase their Variable Interest Only home loan rates for both investors and owner occupiers…
Lending & Finance · Last of the Major 4 Banks to cap interest only loans at 80% LVR Westpac Bank announced today the maximum LVR (loan to valuation ratio) for those seeking interest only repayments will be capped…
Lending & Finance · Overcapitalising – what is it and how to avoid it As a home owner or property investor, you may have heard the term ‘overcapitalising’. But what exactly is it and…
Lending & Finance · Your guide to investment property loans There are certain things to look out for when selecting and applying for a loan for your investment property. Here…
Lending & Finance · Cash rate remains at 1.50% and lending polices are expected to further tighten The RBA has again left interest rates on hold at the historical low of 1.50%. There has been no changes…
Lending & Finance · You’ve won the auction – what happens next? Congratulations! You’ve just bought a property at auction. Before you can move in, there are some things you need to…