Family Planning: Applying For A Home Loan With A Baby On The Way
A new baby completely changes your life. Are you also prepared for how a new baby might affect your chances…
Lending Archive
Get the most out of refinancing
Everyone wants to pay less on their mortgage, and refinancing is one strategy to help lower your interest rates –…
Cash Rate on hold 1.5%
The RBA board has decided to leave the cash rate on hold at a record low of 1.5%.
Why it’s so important to review your investment loans now!
As a result of the “slow down” in investment lending combined with significant losses in market share, major and non-major…
How your bank calculates a business risk
Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your…
How redraw works and why it’s a handy loan feature
It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why:
ANZ Lending Update
Effective 16 June, ANZ Bank will increase their Variable Interest Only home loan rates for both investors and owner occupiers…
Last of the Major 4 Banks to cap interest only loans at 80% LVR
Westpac Bank announced today the maximum LVR (loan to valuation ratio) for those seeking interest only repayments will be capped…
Overcapitalising – what is it and how to avoid it
As a home owner or property investor, you may have heard the term ‘overcapitalising’. But what exactly is it and…
Your guide to investment property loans
There are certain things to look out for when selecting and applying for a loan for your investment property. Here…
Cash rate remains at 1.50% and lending polices are expected to further tighten
The RBA has again left interest rates on hold at the historical low of 1.50%. There has been no changes…
You’ve won the auction – what happens next?
Congratulations! You’ve just bought a property at auction. Before you can move in, there are some things you need to…
