Family Planning: Applying For A Home Loan With A Baby On The Way
A new baby completely changes your life. Are you also prepared for how a new baby might affect your chances…
Mortgage Broking Archive
Treat your investment property like a business and your tenants like clients
It’s important to look after the tenants in your investment property – it encourages them to stay long term and…
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THE GREAT AUSTRALIAN NIGHTMARE – Part 2
In Part 1 of the Great Australian Nightmare I alluded that those people growing a small business and creating at…
Get the most out of refinancing
Everyone wants to pay less on their mortgage, and refinancing is one strategy to help lower your interest rates –…
Why it’s so important to review your investment loans now!
As a result of the “slow down” in investment lending combined with significant losses in market share, major and non-major…
How redraw works and why it’s a handy loan feature
It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why:
ANZ Lending Update
Effective 16 June, ANZ Bank will increase their Variable Interest Only home loan rates for both investors and owner occupiers…
Last of the Major 4 Banks to cap interest only loans at 80% LVR
Westpac Bank announced today the maximum LVR (loan to valuation ratio) for those seeking interest only repayments will be capped…
Overcapitalising – what is it and how to avoid it
As a home owner or property investor, you may have heard the term ‘overcapitalising’. But what exactly is it and…
Your guide to investment property loans
There are certain things to look out for when selecting and applying for a loan for your investment property. Here…
You’ve won the auction – what happens next?
Congratulations! You’ve just bought a property at auction. Before you can move in, there are some things you need to…
Understanding which home loan features are right for you
Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and…
