Lending & Finance · Family Planning: Applying For A Home Loan With A Baby On The Way A new baby completely changes your life. Are you also prepared for how a new baby might affect your chances…
Lending & Finance · Treat your investment property like a business and your tenants like clients It’s important to look after the tenants in your investment property – it encourages them to stay long term and…
Tax · THE GREAT AUSTRALIAN NIGHTMARE – Part 2 In Part 1 of the Great Australian Nightmare I alluded that those people growing a small business and creating at…
Lending & Finance · Get the most out of refinancing Everyone wants to pay less on their mortgage, and refinancing is one strategy to help lower your interest rates –…
Lending & Finance · Why it’s so important to review your investment loans now! As a result of the “slow down” in investment lending combined with significant losses in market share, major and non-major…
Lending & Finance · How redraw works and why it’s a handy loan feature It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why:
Lending & Finance · ANZ Lending Update Effective 16 June, ANZ Bank will increase their Variable Interest Only home loan rates for both investors and owner occupiers…
Lending & Finance · Last of the Major 4 Banks to cap interest only loans at 80% LVR Westpac Bank announced today the maximum LVR (loan to valuation ratio) for those seeking interest only repayments will be capped…
Lending & Finance · Overcapitalising – what is it and how to avoid it As a home owner or property investor, you may have heard the term ‘overcapitalising’. But what exactly is it and…
Lending & Finance · Your guide to investment property loans There are certain things to look out for when selecting and applying for a loan for your investment property. Here…
Lending & Finance · You’ve won the auction – what happens next? Congratulations! You’ve just bought a property at auction. Before you can move in, there are some things you need to…
Lending & Finance · Understanding which home loan features are right for you Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and…