Retirement Archive
Strategic Financial Advice
With changes to super now in effect, numerous Australians will get a leg up, many being low-income earners. According to the Association of Superannuation Funds of Australia (ASFA), more than four million Australians will benefit from the super changes that came into effect on 1 July 2017.
Strategic Financial Advice
While most Aussies had planned to retire at age 65, the reality is that around a quarter of us are expecting to delay our retirement. The most recent Retirement and Retirement Intentions survey data released by ABS in 2015 found the number of people aged 45 and over who intend to retire later than age 65 is 23%, compared to only 8% of people surveyed in 2004-051.
SMSF
Would you go out for a coffee and leave $10,000 on the table because you forgot? Of course you wouldn’t, and if you did, you would go back and get it! Then why are so many of us losing track of our superannuation accounts and potential insurance that they usually carry?
SMSF
If you are waiting for the superannuation reforms announced in the Budget to pass Parliament before working out what they mean to you, you might miss out on any opportunities available.
Strategic Financial Advice
Retirement should be a time when we reap the rewards of our working life, and being able to enjoy your preferred lifestyle calls for some planning.
Strategic Financial Advice
Even if you’re nearing retirement age you might not be looking to leave the workforce just yet. Maybe you want to save more money or perhaps you enjoy the interaction and mental stimulation.
Strategic Financial Advice
For the first time in my life, I watched the budget reply speech in May. The problem is, both Government and Opposition budget proposals are now purely election promises. With the Election called for 2nd July, the Federal Government has moved into Caretaker mode.
Strategic Financial Advice
If you’re retired, you don’t want to fritter away the savings you’ve worked all your life to achieve.
Strategic Financial Advice
Are you 55 or over? If you are, stop what you are doing and read this article!
For all those under 55, please forward this to your 55 and over gang and please make sure they read this article!
Don’t just read this article – act on it! It’s one of those rare opportunities in life where it is possible to earn some extra cash – with no catches!
Strategic Financial Advice
It seems to make logical sense. You retire, sell the now cavernous family home, buy a cosier place and use the cost difference to boost your retirement income – win-win right? The answer is – “it depends.”
Strategic Financial Advice
When we think about what our lives may be like once we finally leave the workforce and retire, we tend to imagine a comfortable lifestyle with time spent on hobbies, travel and other leisure activities. However the reality for many Australians is quite different.
Strategic Financial Advice
Many couples dream of sharing a life of leisure together. But what happens when things get out of sync?
