Tag: Insurance

Living Estate Planning

A new child means a new will

Having a baby means so many new decisions and responsibilities from choosing a name to registering for MCC membership. But inevitably issues such as Wills, superannuation, life insurance and trusts also need to be considered.

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Strategic Financial Advice

What happens if I let my insurance lapse?

Think about where you would be without insurance if something were to happen to you. If you let your insurance cover slip, you risk being unable to make a claim when you may really need to.

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Strategic Financial Advice

Why insurance is important – real benefits for you and your family

Insurance is all about protecting what you have now and what you need to have in the event of the unexpected. As you travel through life, the protection you need is likely to change. The key to selecting the right insurance is understanding your present needs and making sure you have both the right sort and level of cover.

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SMSF

Insurance for Self Managed Superfund Members

When preparing your investment strategy for the superfund you are required to consider whether to hold insurance cover for each member of your SMSF.

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Tax

Income Protection Insurance Tax Deductions

Recently a client came in to complete their tax returns and during the process we found that the income protection insurance they wanted to claim was actually paid for by their Super Fund. This sparked an interesting discussion about how income protection deductions work and how claims would be processed.

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SMSF

Do you have insurance in your lost superannuation?

Would you go out for a coffee and leave $10,000 on the table because you forgot? Of course you wouldn’t, and if you did, you would go back and get it! Then why are so many of us losing track of our superannuation accounts and potential insurance that they usually carry?

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Strategic Financial Advice

The impact of the death of a parent on children

Findings from a recent study [1] explored the impact the death of a parent has on children and the surviving parent, comparing the results between insured and uninsured households.

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Strategic Financial Advice

Estate Planning: Making sure your money goes where you want it to

Estate planning is not just about making a will. It’s about deciding how you want to be looked after (both medically and financially) if you can’t make your own decisions later in life. It’s also about documenting how you want your assets to be distributed after you die

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Strategic Financial Advice

Protecting yourself against Risk: counting the cost of a curve ball

Here’s a confronting question: What would you do if the main breadwinner in your household could no longer bring in an income? Do you have a Plan B? Most people don’t. That’s where insurance comes in.

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Strategic Financial Advice

Are you better off buying Insurance through your Super?

When it comes to arranging insurance it's important to decide what types of insurance are available to you and what you'll need for your particular life circumstances. From here you'll need to consider whether you should keep it inside your super fund or set it up separately.

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Strategic Financial Advice

Funeral Insurance – is it worth it?

It’s difficult to watch television these days without being bombarded with advertising from insurance companies, the latest trend offering low cost funeral insurance.

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