Category: Strategic Financial Advice

New Business Checklist (13)
Strategic Financial Advice

Retirees: How to beat Inflation before it beats you

Investors with long memories – or a good education – will recall the bad old days when inflation was the economic bogeyman. It broke Germany’s Weimar Republic in the 1930s and nearly cratered America’s economy in the 1970s.

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New Business Checklist (12)
Strategic Financial Advice

What alternative assets bring to your super investment mix

Most of us have heard of the main asset classes: shares, property, fixed interest and cash, but alternative assets are less well known. However, these types of assets can provide further diversification and enhanced returns for your super

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New Business Checklist (11)
Strategic Financial Advice

An overview of the main residence CGT exemption

Generally, a property, including a taxpayer’s main residence, ie their family home, is considered to be a Capital Gains Tax (CGT) asset.

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New Business Checklist (10)
Strategic Financial Advice

Market volatility during COVID-19

Market volatility refers to extreme price movements over a given period. These movements may occur in a particular area, such as real estate or shares, and may be upward or downward.

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New Business Checklist (9)
Strategic Financial Advice

Economic and market commentary

Investors remained focused on rising inflation and the possibility of policy settings being tightened worldwide.

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Downsizing Your Home 1
Strategic Financial Advice

Downsizing your home? Understanding the downsizer contribution

Downsizing the family home is often part of the longer-term financial plans for many older Australians. But did you know that you could consider investing the proceeds of the sale of your family home to your super – depending on your age and circumstances – as a downsizer contribution?

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Five Tips For Building A Super Future 1
Strategic Financial Advice

Retirement Realities: Five Tips for Rebuilding a Super Future

Australians will need to rebuild their superannuation and retirement savings, after withdrawing more than $36 billion in early super release payments in 2020, according to Colonial First State’s Retirement Realities Series.

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Adding More To Your Retirement Savings 1
Strategic Financial Advice

Adding more to your retirement savings: is it worth it?

There’s no denying that being proactive with your super may be key to increasing your retirement savings. As an investment vehicle, super can offer significant benefits thanks to the magic of compounding interest. It also provides one of the best tax structures available.

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The 101s Of Smsfs 1
Strategic Financial Advice

The 101’s of Self Managed Super Funds: some basics and benefits explained

In the right hands, a self-managed superannuation fund (SMSF) can be a beneficial way to build wealth for retirement. Whilst they are not for everyone, it is important that when thinking of starting an SMSF, individuals need to understand the benefits and responsibilities they take on by having an SMSF.

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Economic Update
Strategic Financial Advice

Economic update and market commentary

The Covid situation took a turn for the worse, as spiralling infections saw new lockdowns introduced in Australia. The government has suggested all restrictions can be lifted once 70% of the adult population has been fully vaccinated. Until then, the outlook for economic activity levels has deteriorated.

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Strategic Financial Advice

A family affair: Children, super contributions and SMSFs

The potential increase in members from four to six a in self-managed fund has led to many to consider about whether it is worthwhile to have children as members of the parents’ or ‘family’ SMSF. The options are: should the kids join the fund, have their own, or go elsewhere to an industry or retail fund.

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