Negative Gearing Archive
Strategic Financial Advice
Tax
Lending & Finance
Effective 16 June, ANZ Bank will increase their Variable Interest Only home loan rates for both investors and owner occupiers by 30 basis points. ANZ's Standard Variable Rate for investment lending with Interest Only repayments is now 6.26% p.a.
Lending & Finance
Westpac Bank announced today the maximum LVR (loan to valuation ratio) for those seeking interest only repayments will be capped at 80%. This applies to both owner occupied and investment lending. They are last of the Major 4 Banks to cap LVRs for ...
Lending & Finance
As a home owner or property investor, you may have heard the term ‘overcapitalising’. But what exactly is it and why is it considered bad?
Property
The latest federal budget has seen changes to the way property investors can claim depreciation. This will potentially cost investors thousands, although it is yet to be legislated.
Lending & Finance
There are certain things to look out for when selecting and applying for a loan for your investment property. Here we look at the main differences, the most popular loan types, and how to get the best mortgage for your situation.
Property
When you decide to purchase an investment property there are a couple of important things you need to do before heading off to the agent and signing the contract! It is important to have look at all your structure options with your accountant, including discussing whose name you want on the contract.
Property
There are 5 major ownership structures in which you can hold investment properties, and each one has its pro’s and con’s. Tenants in Common is another ownership structure which can be used to maximise tax advantages and capital protection.
Property
There are 5 major ownership structures in which you can hold investment properties, and each one has its pro’s and con’s. In my second article we will be looking at Joint Ownership.
Strategic Financial Advice
Property is always a hot topic of conversation whether it’s on the news media or at backyard barbeques, everyone seems to be talking property prices. Fuelling the conversation is the news that property prices in Melbourne and Sydney reached new peaks last September.
Property
There are 5 major ownership structures in which you can hold investment properties, and each one has its pro’s and con’s. In this first article we will be looking at Individual Ownership.
