Tag: Superannuation

SMSF

Super reforms explained

If you are waiting for the superannuation reforms announced in the Budget to pass Parliament before working out what they mean to you, you might miss out on any opportunities available.

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Strategic Financial Advice

Government pulls back on proposed changes to super

The government has announced changes to three key 2016 Federal Budget proposals—the most significant being that it would not go forward with its proposal to introduce a $500,000 lifetime cap on non-concessional (after-tax) super contributions.

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SMSF

What postcode loses the most super?

There is over $11.7 billion in lost super sitting with the Australian Tax Office (ATO) and Mackay in QLD is responsible for $49,256,340.55 of it.

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Strategic Financial Advice

Election Battleground – Your Retirement Savings!

For the first time in my life, I watched the budget reply speech in MayThe problem is, both Government and Opposition budget proposals are now purely election promises. With the Election called for 2nd July, the Federal Government has moved into Caretaker mode.

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SMSF

The Power of Franking Credits in Super

How good are Franking Credits in a Super Fund? Surely Franking Credits in Pensions are NOT fully refundable?

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SMSF

Why you must review your Death Benefit Nomination to protect your superannuation

Do you have a binding Death Benefit Notification (DBN) for distributing your superannuation benefits when you die? Here's what could happen if you don't.

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Strategic Financial Advice

Earn $164,000 without breaking a sweat!

Are you 55 or over? If you are, stop what you are doing and read this article!

For all those under 55, please forward this to your 55 and over gang and please make sure they read this article!

Don’t just read this article – act on it! It’s one of those rare opportunities in life where it is possible to earn some extra cash – with no catches!

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SMSF

SMSF Borrowing – Good News!

The government's response to the Financial System Inquiry (‘FSI’) was released today. It is good news for SMSF Borrowing!The full text of the government’s response is available at the Treasury website.

Why the Concern?
The final FSI report — released in December 2014 — recommended that the government remove the exception to the general prohibition on direct borrowing for SMSF's. More specifically, it stated that the Government should…..

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SMSF

Buying a Property in an SMSF – is it the right strategy for you?

Australians have a love affair with property with many of us owning an investment property in addition to our primary home of residence.  This love affair has continued in recent years with a number of Australians setting up a self managed superannuation fund (SMSF) in order to invest in property.

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Strategic Financial Advice

5 Steps to make your SMSF Tax Ready

If you want to keep enjoying the flexibility and control of your self-managed super fund, you'll need to make sure your fund is compliant at tax time.

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Strategic Financial Advice

Should I take my Super as a lump sum or not?

 You've spent your working life accumulating super. So when the time comes, are you better off taking a lump sum, regular income or both? Let's weigh up the alternatives so you can start to consider what may be best for you.

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Strategic Financial Advice

In search of a comfortable retirement?

As you get closer to retirement, you may be faced with a choice: whether you can afford a modest or comfortable retirement. But what is a comfortable retirement, and are you likely to be able to afford one?

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