Author: Paris Financial

Strategic Financial Advice, Uncategorized

Six cognitive biases that influence how we save, spend and invest money

We value immediate rewards over rewards in the distant future. This tendency to want instant gratification is hard wired from birth.

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Community

Paris Financial Champions Women In Esteemed Awards

Paris Financial announces being named finalists in three different categories in the 2019 Women In Finance Awards. 

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Strategic Financial Advice, Uncategorized

Economic Update – May 2019

Market and Economic overview Australia Q1 2019 inflation data were released and came in well below consensus expectations. CPI was unchanged in the first three months of 2019 and the annual pace declined to 1.3%. With inflation so far below the RBA’s 2.0% to 3.0% target range, consensus expectations suggest borrowing costs will be lowered […]

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Community

Paris Financial WINS Award For Culture Excellence

We are very proud to announce that we are winners in the 2019 prestigious awards.

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Community

Paris Financial Becomes Multi-Finalists In Prestigious Accounting Awards

We are pleased to announce that Paris Financial has been named a finalist in Australian Accounting Awards for Boutique Firm of the Year, Diversity and Inclusion Program/Initiative of the Year, and Business Advisory Firm of the Year.

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Community Support

A Culture Of Harmony

Harmony Day is about inclusiveness, respect and belonging for all Australians, regardless of cultural or linguistic background.

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Blog

Property vs Shares Debate Evening

On the evening of the 4th December, Paris Financial was pleased to host a debate comparing the investment choices of property and shares. 

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Lending & Finance

RBA decision – no change to interest rates

The RBA has kept the cash rate on hold for the 22nd consecutive board meeting at a historical low of 1.5 per cent.  At this point in time it is expected interest rates will remain on hold well into 2019. 

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Tax, The Great Australian Nightmare Series

THE GREAT AUSTRALIAN NIGHTMARE – Part 2

In Part 1 of the Great Australian Nightmare I alluded that those people growing a small business and creating at least $200,000 in family profit should NOT pay off their private home mortgage and instead invest the money into other growth assets. By doing this you can save upwards of 20% per annum via the correct tax structure.

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Tax

Employee share schemes to help fast growth companies attract talent

Employee share schemes, if structured correctly, can be an effective way of incentivising staff by linking personal reward to company growth. They are also very useful for fast growth start-up and innovative companies that want to attract top talent but lack the capital to compete on salary alone.

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Tax

Imminent changes to crowdfunding

Crowdfunding uses internet based platforms and other forms of social media to raise funds for projects or business ventures. Generally, the party trying to raise the funds (the promoter) will engage an intermediary (the platform) to collect funds from contributors.

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Tax

Managing the Debt Train

The critical issues for small business – February and March are traditionally the worst cashflow months for small business – the Christmas rush is over, the Business Activity Statement is due, and payments slow down with a dip in consumer spending. You might be ok but your customers could be under pressure and often whoever wields the most influence gets paid first.

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