Our Blog

Superannuation

The Government’s revised Division 296 super tax targets earnings on very large balances with a simpler, tiered model and a start date of 1 July 2026. Learn what changes, who is affected, and how to plan.

Strategic Financial Advice

The new Aged Care Act 2024 strengthens rights and protections for older Australians. Learn how the reforms support quality care, fairness and informed decision making.

Small Business

A new Bill proposes to extend the $20,000 instant asset write-off to 30 June 2026 and tighten disclosure and transparency rules for listed entities and charities. See who is affected and what to plan for now.

Tax

Electric vehicle FBT exemptions explained for 2025. Eligibility, PHEV changes from 1 April, reportable benefits & employer compliance requirements.

Small Business

The Government’s recent review of supermarket unit pricing could reshape how retailers and suppliers handle packaging, pricing, and compliance. Here’s what to expect and how to prepare.

Superannuation

Superannuation can be accessed early only in limited cases such as financial hardship or compassionate grounds. This article explains the conditions, ATO requirements, and risks of doing so incorrectly.

Small BusinessTax

Leaving ATO debts unpaid is now more costly, as general and shortfall interest charges are no longer deductible from 1 July 2025. This article explains what’s changed, who’s affected, and how refinancing could reduce the impact.

Strategic Financial Advice

The Aged Care Act 2024 introduces a comprehensive Statement of Rights from November 2025. Understand your new rights in aged care and what this means for quality care and planning.

Small Business

The Australian Government plans to ban non-compete clauses for many employees by 2027. Learn how this reform could impact employers and workers, what changes are proposed, and why now is the time to review existing agreements.

Strategic Financial Advice

Caring for a loved one with dementia is both emotional and financial. This article shows how planning helps manage aged care fees, protect assets, and secure long-term stability.

Tax

The Productivity Commission has released its interim report on creating a more dynamic and resilient economy. Draft recommendations include corporate tax reform and reducing red tape to encourage investment and growth.

Community

The Government has announced major student loan changes, including a 20% debt reduction and higher repayment thresholds. Learn how this impacts your finances.

Strategic Financial Advice

Emails are central to modern life, but they’re also a target for cybercriminals. This guide explains how to secure your email with multi-factor authentication, strong passwords, safe online habits, and tools like password managers and antivirus protection.

Strategic Financial Advice

The 2025 financial year brought challenges and opportunities across markets, with global shifts, inflationary pressures, and policy changes shaping the economy. This review highlights the major trends impacting Australian investors and businesses.

Strategic Financial Advice

The Australian housing market continues to shift in 2025, with interest rate changes, affordability concerns, and shifting buyer behaviour influencing property trends. Our update breaks down the key movements and what they mean for investors, homeowners, and first-home buyers.

Strategic Financial Advice

August 2025 brings key economic shifts for Australia, with inflation pressures, interest rate cuts, and global uncertainty shaping investment and business confidence. This update breaks down what it means for you.

Strategic Financial Advice

Carry forward concessional contributions allow Australians to catch up on unused super caps from the past five years. Learn the rules, tax benefits, and case studies showing how they can boost retirement savings and reduce taxable income.

Strategic Financial Advice

Planning for retirement starts with knowing how much super you’ll need. This guide explains the difference between a comfortable and modest lifestyle, how the Age Pension fits in, and strategies to grow your super.

Strategic Financial Advice

Inflation erodes purchasing power, making it a critical factor in retirement planning. This article explores strategies to protect retirement income from inflation in Australia, ensuring retirees can maintain stability and security in the years ahead.

Strategic Financial Advice

The Reserve Bank has reduced the cash rate to 3.6% in its third cut of 2025. Learn how this decision impacts homeowners, mortgage repayments, and the outlook for further rate cuts.

Property

A loan interest tax deduction is only available if borrowed funds are used for income-producing purposes. This article explains how redraw and offset accounts affect deductions and outlines common mistakes to avoid.

Small Business

From 1 July 2025, the super guarantee rate 12% officially applies to all eligible employees. This change impacts payroll software, employment contracts, and cash flow. Employers must ensure compliance to avoid penalties and missed tax deductions.

Tax

Buying a luxury car for business use? Learn how tax rules, GST credits, and depreciation caps could impact the real cost — and what exceptions might apply.

Strategic Financial Advice

Major changes to Support at Home pricing take effect soon. This article explains what aged care clients, families, and providers need to prepare.

Why you landed here

Phillip Anthony Partners joins Paris Financial East Melbourne

We are pleased to share that the team at Phillip Anthony Partners have merged with Paris Financial. Our team at Paris Financial can provide you with a large range of quality financial services with over 65 people located across two convenient locations in Blackburn and East Melbourne.

Paris Financial shares the same philosophy as Phillip Anthony Partners of providing a value focused and high quality service for each of our clients. We look forward to assisting with your accounting needs.