Retirement Planning Archive
Strategic Financial Advice
If you have a self-managed super fund, understanding how it affects aged care means testing is essential. Learn how pension phase, contribution timing and in-specie transfers may influence your assessment.
Strategic Financial Advice
Market volatility can impact super balances significantly. Here are practical strategies to help investors respond more effectively.
Superannuation
The annual super contribution caps will increase from 1 July 2026, creating new opportunities for concessional and non-concessional contributions. Learn what the changes mean and how they may help reduce your tax.
Strategic Financial Advice
Aged care can create cash flow pressure due to timing gaps between costs and available funds. Learn how to plan ahead and avoid financial stress.
Property
Downsizer contributions allow eligible homeowners to contribute up to $300,000 to super after selling their home. Understanding how the main residence exemption applies is critical to getting it right.
Strategic Financial Advice
Understand the essential steps in aged care financial planning so you can make informed decisions and maximise available entitlements.
Superannuation
The Government’s revised Division 296 super tax targets earnings on very large balances with a simpler, tiered model and a start date of 1 July 2026. Learn what changes, who is affected, and how to plan.
Strategic Financial Advice
Carry forward concessional contributions allow Australians to catch up on unused super caps from the past five years. Learn the rules, tax benefits, and case studies showing how they can boost retirement savings and reduce taxable income.
Strategic Financial Advice
Planning for retirement starts with knowing how much super you’ll need. This guide explains the difference between a comfortable and modest lifestyle, how the Age Pension fits in, and strategies to grow your super.
Strategic Financial Advice
Inflation erodes purchasing power, making it a critical factor in retirement planning. This article explores strategies to protect retirement income from inflation in Australia, ensuring retirees can maintain stability and security in the years ahead.
Strategic Financial Advice
From 1 November 2025, the new Aged Care Act will transform how older Australians access care. Paris Financial explains what’s changing and how to prepare.
Strategic Financial Advice
Aged care in Australia includes home, residential, and short-term services for older people. Learn about the options, eligibility, and costs involved.
