Retirement Planning Archive
Property
Downsizer contributions allow eligible homeowners to contribute up to $300,000 to super after selling their home. Understanding how the main residence exemption applies is critical to getting it right.
Strategic Financial Advice
Understand the essential steps in aged care financial planning so you can make informed decisions and maximise available entitlements.
Superannuation
The Government’s revised Division 296 super tax targets earnings on very large balances with a simpler, tiered model and a start date of 1 July 2026. Learn what changes, who is affected, and how to plan.
Strategic Financial Advice
Carry forward concessional contributions allow Australians to catch up on unused super caps from the past five years. Learn the rules, tax benefits, and case studies showing how they can boost retirement savings and reduce taxable income.
Strategic Financial Advice
Planning for retirement starts with knowing how much super you’ll need. This guide explains the difference between a comfortable and modest lifestyle, how the Age Pension fits in, and strategies to grow your super.
Strategic Financial Advice
Inflation erodes purchasing power, making it a critical factor in retirement planning. This article explores strategies to protect retirement income from inflation in Australia, ensuring retirees can maintain stability and security in the years ahead.
Strategic Financial Advice
From 1 November 2025, the new Aged Care Act will transform how older Australians access care. Paris Financial explains what’s changing and how to prepare.
Strategic Financial Advice
Aged care in Australia includes home, residential, and short-term services for older people. Learn about the options, eligibility, and costs involved.
Tax
The transfer balance cap will increase to $2 million from 1 July 2025. Discover how this change to tax-free retirement super affects your plans, whether you're about to retire or already drawing a pension.
Strategic Financial Advice
Aged Care Quality Standards shape the quality and cost of care. This guide explains how financial planning helps families manage aged care expenses and choose the right provider.
Strategic Financial Advice
The bucket strategy divides retirement savings into short, medium, and long-term investments, helping retirees manage risk and make their money last longer.
Strategic Financial Advice
Understanding Age Pension assets is crucial for retirement planning. Learn the asset limits, reduction strategies, and how they affect your pension eligibility.
